# Question 11 (1 point) Moral hazard is a risk to the insured that excess healthcare services...

###### Question:

Question 11 (1 point) Moral hazard is a risk to the insured that excess healthcare services are used because individuals do not bear the full cost of the services provided. True False Question 12 (1 point) Under a cost-based reimbursement system, the payers are billed charges according to a fee schedule called a charge master. True False Question 13 (1 point) The cost associated with the existence of a certain department would be considered indirect costs. True False

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